The Mortgage Valuation is intended to advise your Lender about the basic facts of the property and its value. The report is very brief, and the inspection cursory. It is NOT intended for your private use, even if you are shown a copy. It does not purport to comment upon the condition of the property or to analyse it in any way other than specifically under the criteria of your Lenders, which are normally very different to those of the private purchaser.